January 24, 2013 
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The Facts As a policy holder you have several choices. Currently, 70% of the people over 65 years of age here in the USA need some type of LTC care. According to the U.S. Census Bureau, in 2010, 66% of nursing home residents were women, and only 16% of all residents were under the age [...]
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January 23, 2013 0 Comments
Today, there is a great deal of attention that is being focused on the aging of the population. As the Baby Boomer generation begins to reach retirement age, people are starting to realize that there may come a time when they could need assistance due to declining health or ability. Because of increased life expectancy, [...]
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January 22, 2013 0 Comments
When your long-term care policy runs out will you have to become poor to obtain State help? The original long term care policies that were sold prior to 2005 were not Partnership Certified. This means that for the government Medicaid program to pay for someone’s long-term care expenses, the person would have to be impoverished, [...]
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January 21, 2013 3 Comments
Most people have a false perception of the facts. What are the chances in your lifetime that you will need some form of long-term care medical assistance either in at an in-patient facility, part-time during the day, or even at home? If you were to need long-term care, would you be covered? Most people would not. [...]
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January 18, 2013 0 Comments
In 2013 there have been many changes to Guaranteed Universal life Insurance. Many companies have chosen to stop selling new GUL policies. Yet others still have not made a decision to re-price their GUL policies. Because of this, you may be able to find a bargain with some companies Guaranteed Universal Life policies compared to [...]
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January 17, 2013 5 Comments
Here at Life Insurance Think Tank our primary goal is to educate you on all aspects of Life Insurance. Today we’d like to share an excellent short video from the non-profit organization Life and Health Insurance Foundation for Education (LIFE). With the number of families in the nation that don’t have life insurance (or don’t have [...]
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January 16, 2013 0 Comments
So your Term Life Insurance policy is about to expire, what happens now? There are several decisions that you need to make. The first and easiest is if you don’t need that amount of death benefit anymore, you can let the policy expire at the end of the term since it fulfilled its purpose of providing [...]
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January 15, 2013 0 Comments
1. You Don’t Buy Enough Coverage When you bought your first policy, it was to cover a specific asset or need that was in existence at that time. However, most times people forget about that first policy and never have another insurance review. That $100,000 policy isn’t going to cover the kid’s college, pay off [...]
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January 13, 2013 0 Comments
This a great blog we just caught on one of our sister sites, Annuity Think Tank. For generations, people have always asked, “When is the best time to buy life insurance?” Although the most common answer is usually “Once you start a family”, the correct answer is “It is always a smart time to buy [...]
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January 12, 2013 2 Comments
Although we usually always try to educate and report on valuable advice and powerful features of life insurance, every now and then we “go off the grid” and pull something pertaining to life insurance from the tabloids. This week we came across some rumors that Kanye West (who is now in a relationship with Kim [...]
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