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how to buy klife insurance with one lump sum single premium for wealth transfer

Should you buy life insurance with one lump sum premium?

Life insurance for your heirs – Single Premium Life Insurance Depending on your situation the simple answer is… quite possibly.  In fact, single-premium universal life insurance, SPUL, may be one of the most overlooked, misunderstood life insurance products available today and rarely recommended by traditional life insurance agents. However, expert Tax-Free Retirement Specialists use this [...]

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how to handle life insurance beneficiary designation

What is more important, your Will or your Life Insurance Beneficiary Designation?

  Most people are often unclear about this complicated, yet simple question. A Will is a legal document that sets forth your wishes regarding the distribution of your property and the care of your minor children.  Life insurance is a legal contract between you and the life insurance company who issued the policy.  The simple [...]

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best life insurance worksheet

The Best Life Insurance Worksheet

The Best Life Insurance Worksheet So you’ve come to the realization that you need to buy life insurance.  You’ve read and educated yourself at www.lifeinsurancethinktank.com and have some basic ideas of what types to review with your Retirement Life Solutions Specialist.  Before you make that call, there is one more thing you might want to [...]

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what types of term life insurance is available today

What types of Term Life Insurance is available today?

Understanding Term Life Insurance When you’re considering term life insurance, you need to understand the different types of term life available today.  Term life is the least expensive insurance available today and if used correctly could be the best insurance for you.  In fact many people supplement permanent life insurance (universal, indexed universal or whole [...]

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inusre your love buy life insurance protect your family if you die

What would you do for love?

With Valentine’s Day just around the corner, almost everyone is trying to find that one special present, better than last years present, to show their loved ones that they love them more this year than last year. Remember… “You do it For Love” Here are a few short videos that will bring a smile, laughter, and [...]

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should I buy whole life UL universale life UL or indexed universal IUL insurance

Whole life versus universal life insurance

Whole Life Insurance Whole life insurance (WL) is permanent insurance and covers you as long as you live.  You pay the same premium for a specific period (usually the rest of your life) to receive the death benefit.  This type of insurance provides life insurance coverage and a savings feature.   With whole life your [...]

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what can I do with the cash in my life insurance policy can I borrow cash from my life insurance policy

What can I do with the cash in my Life Insurance Policy?

According to the U.S. Census Bureau, couples at the age of 65 have a 50% chance of living to 92 years of age. In order to have enough resources to take care of one’s medical and recreational needs advanced preparation must take place. Furthermore, many statistics indicate that 54% of Americans have less than $25,000 [...]

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Over $1 Billion of Unclaimed Life Insurance!

Most of you reading the title are probably assuming that it is some kind of marketing prank to get you to read the blog, but this is completely legit.  And shocking nonetheless! That’s right, Consumer Reports did a thorough investigation in its February issue about the wild amount of life insurance payouts that are NOT [...]

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