Life Insurance Gift for Christmas

I pay close attention to many of the polls that come out around the holidays to see what the hot gifts are for the year.  Always at the top of “trendiest” gifts are the latest and greatest tech gadgets (this year things like the Imac mini and google’s version of the new tablet as well), [...]

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What is Grantor Trust Life Insurance?

With all of the talk about the “fiscal cliff” and potential huge change (negatively) for estate taxes, many people are beginning to look to ways to gift money legally before the end of the year.  Although we neither give tax nor investment advice, we did come across this great piece from our friends at DBS [...]

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Truth About Acturial Guideline 38 (AG 38)?

The most popular question we have been receiving over the last month is, “What is Actuarial Guideline 38 (AG 38)?”  Although many consumers aren’t as familiar with the term or the definition, we are quite certain that every life insurance agency, distribution channel, and life insurance carrier have spent countless hours trying to make changes [...]

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Estate Tax Levels For Individuals in 2013

Unless you don’t own a television or smartphone, there is little chance that you haven’t heard all about the upcoming fiscal cliff.  Basically, the fiscal cliff (if not dealt with) will affect every American both rich and poor.  Many people believe that these tax issues only deal with the mega-rich and those that make over [...]

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Life Insurance As An Asset Class

For some reason, life insurance is frequently looked over as an asset class.  Perhaps because most people (including many financial planners) aren’t aware of it’s many uses.  If you asked an average consumer off the street all of the ways that life insurance can be used, the most likely response will be a simple “Death [...]

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Life Insurance In A Box

For the last couple of decades, Walmart has spread throughout the country like a wildfire taking out mom and pop stores, forcing consolidation of mid-sized businesses, and altered many small cities and towns across America.  However, this movement has also created countless amounts of jobs, has brought incredible deals to American households on everything they [...]

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Life Insurance Think Tank Looking For A Life Insurance Wholesaler

After the unprecedented success of the educational annuity website  Annuity Think Tank, the same independent research and marketing group has recently published Life Insurance Think Tank.  The vision at the new life site is to be the first place financial professionals and consumers come to for innovative life insurance solutions, unbiased life insurance education, life [...]

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Life Insurance In America To Reach Market Value Of $650 Billion

Even though the majority of households in America are under-insured and many lack contractual lifetime income retirement vehicles such as annuities, the future still looks very bright for life insurance growth here in America.  In fact, “Research and Markets” recently announced their “Life Insurance in the United States” report that suggested the total life insurance [...]

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