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Life Insurance As An Asset Class

For some reason, life insurance is frequently looked over as an asset class.  Perhaps because most people (including many financial planners) aren’t aware of it’s many uses.  If you asked an average consumer off the street all of the ways that life insurance can be used, the most likely response will be a simple “Death [...]

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Life Insurance In A Box

For the last couple of decades, Walmart has spread throughout the country like a wildfire taking out mom and pop stores, forcing consolidation of mid-sized businesses, and altered many small cities and towns across America.  However, this movement has also created countless amounts of jobs, has brought incredible deals to American households on everything they [...]

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Life Insurance Think Tank Looking For A Life Insurance Wholesaler

After the unprecedented success of the educational annuity website  Annuity Think Tank, the same independent research and marketing group has recently published Life Insurance Think Tank.  The vision at the new life site is to be the first place financial professionals and consumers come to for innovative life insurance solutions, unbiased life insurance education, life [...]

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Life Insurance In America To Reach Market Value Of $650 Billion

Even though the majority of households in America are under-insured and many lack contractual lifetime income retirement vehicles such as annuities, the future still looks very bright for life insurance growth here in America.  In fact, “Research and Markets” recently announced their “Life Insurance in the United States” report that suggested the total life insurance [...]

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Life Insurance in 2013

So now that we can finally stop being harassed by political commercials, billboards, emails, Facebook posts, and even unsolicited phone calls, let’s discuss how the next four years could affect the life insurance industry.  Although life insurance carriers were never mentioned in any of the debates and certainly aren’t at the top of Obama’s list [...]

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How Much Money Is Wasted In Health Care Each Year?

A recent report by the Institute of Medicine revealed some startling information on the amount of money wasted each year in our health care system.  The total number was as staggering $750 Billion, or about 30 cents of every medical dollar that is lost through things such as unneeded care, unnecessary paperwork, fraud, etc.  This [...]

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Incredible Safe Money Retirement Book

We just finished reading one of the latest safe money retirement books called, “Savior Retirement“, which we found very easy to understand (for both financial professionals and consumers) and highly educational on what is wrong with our retirement system and how we can go about fixing it.  “Savior Retirement” is the first book written by [...]

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Do Single People Need Life Insurance?

Here at Life Insurance Think Tank, a question we often get is, “Do single people need life insurance”?  Many Americans never prepare for things like life insurance until they get married, have their first child, or some brush with death (or a family member dying).  So the answer that a recent study by WellPoint received [...]

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Life Insurance Sales On The Rise

Great news!  Life Insurance sales have been (and remain) on a steady uptick.  Limra reported that second quarter (2012) new annualized premiums grew by 4% over the same time last year.  And they grew by 3 percent over the entire first half of last year (2011).  The real big winner was indexed universal life.  As [...]

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Scary Life Insurance Facts

Life insurance has saved countless numbers of people, families, and even organizations from financial despair during tough times.  Life insurance is one of the most under-rated and unrecognized hero’s in the financial space.  Most likely because it doesn’t appear to be a hero until someone passes away.  But it still shocks us that more families [...]

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