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Truth About Acturial Guideline 38 (AG 38)?

The most popular question we have been receiving over the last month is, “What is Actuarial Guideline 38 (AG 38)?”  Although many consumers aren’t as familiar with the term or the definition, we are quite certain that every life insurance agency, distribution channel, and life insurance carrier have spent countless hours trying to make changes [...]

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Top 10 Indexed Life Insurance Carriers

IUL, or indexed universal life, has really taken off over the past few years.  With the combination of baby boomers hitting retirement age, the large amount of uninsured American’s, along with the realization that universal life can provide forms of income as well as a death benefit, some could say a perfect storm exists in [...]

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