Life Insurance in 2013

So now that we can finally stop being harassed by political commercials, billboards, emails, Facebook posts, and even unsolicited phone calls, let’s discuss how the next four years could affect the life insurance industry.  Although life insurance carriers were never mentioned in any of the debates and certainly aren’t at the top of Obama’s list [...]

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How Much Money Is Wasted In Health Care Each Year?

A recent report by the Institute of Medicine revealed some startling information on the amount of money wasted each year in our health care system.  The total number was as staggering $750 Billion, or about 30 cents of every medical dollar that is lost through things such as unneeded care, unnecessary paperwork, fraud, etc.  This [...]

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Incredible Safe Money Retirement Book

We just finished reading one of the latest safe money retirement books called, “Savior Retirement“, which we found very easy to understand (for both financial professionals and consumers) and highly educational on what is wrong with our retirement system and how we can go about fixing it.  “Savior Retirement” is the first book written by [...]

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Do Single People Need Life Insurance?

Here at Life Insurance Think Tank, a question we often get is, “Do single people need life insurance”?  Many Americans never prepare for things like life insurance until they get married, have their first child, or some brush with death (or a family member dying).  So the answer that a recent study by WellPoint received [...]

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Life Insurance Sales On The Rise

Great news!  Life Insurance sales have been (and remain) on a steady uptick.  Limra reported that second quarter (2012) new annualized premiums grew by 4% over the same time last year.  And they grew by 3 percent over the entire first half of last year (2011).  The real big winner was indexed universal life.  As [...]

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Scary Life Insurance Facts

Life insurance has saved countless numbers of people, families, and even organizations from financial despair during tough times.  Life insurance is one of the most under-rated and unrecognized hero’s in the financial space.  Most likely because it doesn’t appear to be a hero until someone passes away.  But it still shocks us that more families [...]

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Consumers Need Help Determining How Much Life Insurance To Buy

The great news is that a recent poll by Northwestern Mutual found that Americans who buy life insurance feel much more financially secure than those without it (probably not a big surprise).  However, the bad news is that respondents admitted they lacked clarity on exactly how much insurance they should have in place.  For insurance [...]

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Love Insurance

No, the title of this blog is not a typo. Many of you might be thinking that because we specialize in annuities, that we might not even know how to spell life insurance. Well as it turns out, I purposely wrote “Love Insurance”, because that is what…

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