Tag Archives: legacy planning tools
how to buy klife insurance with one lump sum single premium for wealth transfer

Should you buy life insurance with one lump sum premium?

Life insurance for your heirs – Single Premium Life Insurance Depending on your situation the simple answer is… quite possibly.  In fact, single-premium universal life insurance, SPUL, may be one of the most overlooked, misunderstood life insurance products available today and rarely recommended by traditional life insurance agents. However, expert Tax-Free Retirement Specialists use this [...]

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Life insurance an additional asset class

Life Insurance: An Additional Asset Class

Back in a January 11, 2009 Palm Beach Daily News, an article by R. Marshall Jones, JD, CLU, ChFC titled “Life Insurance: An Additional Asset Class in Difficult Times,” the author makes the following observations about whole life (or permanent) insurance companies in the wake of the 2008’s economic turmoil: “Fortunately, the life insurance industry [...]

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best life insurance worksheet

The Best Life Insurance Worksheet

The Best Life Insurance Worksheet So you’ve come to the realization that you need to buy life insurance.  You’ve read and educated yourself at www.lifeinsurancethinktank.com and have some basic ideas of what types to review with your Retirement Life Solutions Specialist.  Before you make that call, there is one more thing you might want to [...]

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wwhere can I get answers to my long term care questions

Long Term Care Insurance; Are there Other Options?

When we speak to consumers, they tell us they want long-term care insurance but hate paying for something that they may never use.  Several of them have likened it to going to the dentist; something that is often necessary, but just as often avoided at all costs.  Because of the true cost of long-term care [...]

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understanding fixed indexed universal life insurane policies

Life Insurance Is Not What It Used to Be

It’s Not Your Parent’s Kind of Life Insurance Permanent life Insurance, like medicine and technology, has evolved to the extent that it hardly resembles what it looked like just a decade ago. The basics have remained the same, a death benefit, premiums, and an inside cash value that accumulates over time. What has dramatically changed [...]

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