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Life Insurance Sales On The Rise

Great news!  Life Insurance sales have been (and remain) on a steady uptick.  Limra reported that second quarter (2012) new annualized premiums grew by 4% over the same time last year.  And they grew by 3 percent over the entire first half of last year (2011).  The real big winner was indexed universal life.  As [...]

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Scary Life Insurance Facts

Life insurance has saved countless numbers of people, families, and even organizations from financial despair during tough times.  Life insurance is one of the most under-rated and unrecognized hero’s in the financial space.  Most likely because it doesn’t appear to be a hero until someone passes away.  But it still shocks us that more families [...]

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Love Insurance

No, the title of this blog is not a typo. Many of you might be thinking that because we specialize in annuities, that we might not even know how to spell life insurance. Well as it turns out, I purposely wrote “Love Insurance”, because that is what…

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What is Love Insurance

To begin, life insurance always seems like a dreary thing to talk about with people. From having the discussion with your own family members, to prospective clients, or even to personal friends, opening up about dying has always been a tou…

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Pros and Cons of Over-funding Life Insurance

Here at Life Insurance Think Tank, we are fortunate to work some of the best and brightest life insurance and legacy planners in the country.  Moreover, we are in such a unique and exciting position because we get to learn every day from some of the best in the business financial professionals in the life [...]

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Top 10 Indexed Life Insurance Carriers

IUL, or indexed universal life, has really taken off over the past few years.  With the combination of baby boomers hitting retirement age, the large amount of uninsured American’s, along with the realization that universal life can provide forms of income as well as a death benefit, some could say a perfect storm exists in [...]

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Using Life Insurance to Insure Legal Obligations in Divorce

Unfortunately these days, marriage doesn’t usually last forever.  In fact slightly over half of all marriages end up in divorce.  And once a couple decided to go down the road of divorce, there are numerous issues that need to be resolved from who gets custody, home, finances, cars, etc.  In some cases, the list can [...]

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