Tag Archives: Life Insurance Think tank
wwhere can I get answers to my long term care questions

Long Term Care Insurance; Are there Other Options?

When we speak to consumers, they tell us they want long-term care insurance but hate paying for something that they may never use.  Several of them have likened it to going to the dentist; something that is often necessary, but just as often avoided at all costs.  Because of the true cost of long-term care [...]

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is long term care worth paying for

What choices do I have when my Long Term Care premium increases?

The Facts As a policy holder you have several choices. Currently, 70% of the people over 65 years of age here in the USA need some type of LTC care.  According to the U.S. Census Bureau, in 2010, 66% of nursing home residents were women, and only 16% of all residents were under the age [...]

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a legacy of love video #1 reason to own life insurance why should i own life insurance

The #1 Reason to Own Life Insurance

Here at Life Insurance Think Tank our primary goal is to educate you on all aspects of Life Insurance. Today we’d like to share an excellent short video from the non-profit organization Life and Health Insurance Foundation for Education (LIFE). With the number of families in the nation that don’t have life insurance (or don’t have [...]

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indexed universal life insurance

How an Indexed Universal Life Insurance Policy can Help Protect Your Family and Provide for Your Retirement

One of the most talked about life insurance products available today is Indexed Universal Life (IUL). An IUL provides the value of a permanent life insurance with the cash value of the policy invested into an account that is “linked” to the performance of a market index like the S&P 500. The value to the [...]

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understanding fixed indexed universal life insurane policies

Life Insurance Is Not What It Used to Be

It’s Not Your Parent’s Kind of Life Insurance Permanent life Insurance, like medicine and technology, has evolved to the extent that it hardly resembles what it looked like just a decade ago. The basics have remained the same, a death benefit, premiums, and an inside cash value that accumulates over time. What has dramatically changed [...]

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